My monthly budgeting system is super simple, and it works. Here’s how I break down my income:
50% Needs: Rent, groceries, bills, and transport
30% Saving & Investing: Directly into index funds and crypto
20% Wants: Fun stuff, travel, eating out
Every dollar has a purpose. I automate my investments and savings first, and then live off what’s left. This makes consistency easy, and it takes the stress out of managing money.
Here are 3 funds I’ve been investing in this year that performed incredibly well:
Vanguard S&P 500 ETF (VOO) – Steady long-term growth, low cost
Schwab U.S. Broad Market ETF (SCHB) – Great diversification across the U.S.
iShares Core MSCI Total International Stock ETF (IXUS) – Gives exposure to global markets
📌 Tip: I invest monthly, no matter what the market is doing. That’s how I’ve built long-term gains.
If you’re serious about maximizing your gains, you need solid data, and that’s where VIP Indicators comes in.
VIP Indicators gives me:
Buy/sell signals based on smart algorithms
Real-time market alerts
Strategy backtesting
Both crypto and stock chart analysis
And a beginner-friendly interface
Since I started using VIP Indicators, I’ve gained more confidence in my trades and avoided emotional decisions. It’s one of the few tools I actually recommend to everyone serious about investing.
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I created Earninstry to make personal finance simple and accessible. Whether you're new to investing or just want to manage your money better, I’m here to help you with:
✅ Practical budgeting tips
✅ Beginner-friendly investment advice
✅ Affiliate income strategies
✅ Passive income ideas
✅ Honest reviews of tools that actually work
Make sure to follow me on Instagram and TikTok, to get updates when new content drops.
This year has been proof that small steps consistently taken really do lead to real results. You don’t need to be perfect, just intentional.
If you’re ready to take your finances to the next level, start budgeting smarter, and explore investing tools that help you grow faster - you’re in the right place.
Best Regards, Earninstry